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Cash Advances

If you are short on cash, several companies offer payday loans (also called cash advances). Typically, a payday loan is a short-term advance that is due on your next payday. The maximum loan term is generally less than a month. With a payday loan, you usually pay a flat fee no matter when you repay the loan. The fees are usually close to 25% of the amount of the loan. The loans are usually up to a maximum of $1,000. There are several companies that let you apply for payday loans online, without sitting in an embarassing waiting room. Most payday loan companies do not require a credit check.