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Free Credit Reports

A credit report is a report of an individual's credit history, prepared by a credit bureau and used by a lender. There are several websites that offer free credit reports. Knowing what your credit report looks like can be invaluable when applying for a credit cards, mortgage, apartment lease, or cell phone. Reviewing your free credit report will give you a chance to correct any factual errors and report any mistakes. Free credit reports can sometime include tips on how to raise your credit score by canceling inactive accounts or paying off small debts.