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Credit Cards Offers

There is fierce competition between credit card companies to get their card in your wallet. Credit cards usually offer a high Annual Percentage Rate (APR), often more than 15%. Credit card companies initial offers often include very low APRs, for a set amount of time. If you are offered a 0% APR for six months, for example, you can take out an interest-free loan for half of a year. Most credit card offers allow balance transfers (you can move your balance from another credit card, on which you may be paying a higher interest rate, to the new card). Shop around and check out the details of different offers to find the one that serves you best.