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Auto Insurance
Auto insurance is designed to protect you, to protect your family, and to protect your investment (your automobile) in the case of an accident. Based on a profile of the primary driver (including your driving record, your automobile, and various other aspects about your life like your age, gender, and marital status), auto insurance companies will offer you a certain amount of financial protection when you pay an amount called a premium. Auto insurance policies are usually offered in terms of either six months or twelve months. They often allow you to pay your premium in smaller monthly payments or in a large single payment (for which you'll get a small discount).